Social Security Advice For Spousal Benefit Near Lehigh Valley
Social Security Tips for Married Couples

Social Security is an important part of a person's retirement, and couples can work together to make the most of their benefits. Here are a few tips for married couples:
- First, it's important to know that each spouse is entitled to their own Social Security benefits. If one spouse earns more than the other, the higher-earning spouse can stop receiving their own benefits and begin receiving the benefits of their spouse instead.
- Second, couples can maximize their Social Security benefits by claiming them as early as possible. For most people, the earliest you can start claiming your benefits is age 62. If you're still working, you can also start claiming benefits as early as age 50 if you're fully insured.
- Third, couples can choose to joint file their taxes. This means that both spouses will file their taxes on the same return, and each spouse's Social Security benefits will be included in their taxable income. The benefit of joint filing is that each spouse gets a larger Social Security check, and the taxes taken out of the check can be reduced by the amount of their spouse's benefit.
- Finally, couples can work together to figure out how much of their Social Security benefits they'll be able to take each year. The closer the couple's retirement date is, the more they'll need to rely on their Social Security benefits. However, by working together, couples can make sure that they don't run out of money before they reach retirement.
Couples can work together to make the most of their Social Security benefits, and by doing so they can ensure a comfortable retirement. If you have any questions about how to make the most of your Social Security benefits, please don't hesitate to reach out to your employer or the Social Security Administration. They're both great resources for getting started. Thanks for reading!
Maximizing Your Social Security Benefits
If you're married and both of you are eligible for Social Security benefits, you can maximize your benefits by taking advantage of different filing strategies and claiming your benefits as early as possible. Here are some more specific tips:
- You can start claiming your benefits as early as age 62 if you're still working.
- If you're fully insured, you can start claiming your benefits as early as age 50.
- If you're married but filing separately, each of your Social Security benefits will be included in your taxable income.
- You can work together with your spouse to figure out how much of your benefits you'll be able to take each year. The closer the couple's retirement date is, the more they'll need to rely on their benefits.
All of these tips are summarized in the following video: https://www.socialsecurity.gov/blog/social-security-for-couples/index.html
If you have any questions about how to make the most of your Social Security benefits, please don't hesitate to reach out to your employer or the Social Security Administration. They're both great resources for getting started. Thanks for reading!
Maximizing your Social Security benefits can be a big help if you're married and both of you are eligible for benefits. By working together, you can figure out how much of your benefits each of you will be able to take and make sure you don't run out of money before you reach retirement. If you have any questions about maximizing your benefits, please don't hesitate to reach out to your employer or the Social Security Administration. They're both great resources for getting started.
Claiming Social Security Early
If you're eligible to claim Social Security benefits, claiming them as early as possible can provide you with a bigger retirement nest egg. You can start claiming your benefits as early as age 62 if you're still working. If you're fully insured, you can start claiming your benefits as early as age 50. If you're married but filing separately, each of your Social Security benefits will be included in your taxable income.
Claiming Your Benefits with Your Spouse
You can work together with your spouse to figure out how much of your benefits you'll be able to take each year. The closer the couple's retirement date is, the more they'll need to rely on their benefits. All of these tips are summarized in the following video: https://www.socialsecurity.gov/blog/social-security-for-couples/index.html If you have any questions about how to make the most of your Social Security benefits, please don't hesitate to reach out to your employer or the Social Security Administration. They're both great resources for getting started. Thanks for reading!
Working together to maximize your Social Security benefits can be a big help if you're married and both of you are eligible for benefits. By working together, you can figure out how much of your benefits each of you will be able to take and make sure you don't run out of money before you reach retirement. Claiming your benefits with your spouse can be a helpful way to make sure you have enough money saved up for retirement. If you have any questions about how to make the most of your Social Security benefits, please don't hesitate to reach out to your employer or the Social Security Administration. They're both great resources for getting started. Thanks for reading!
Both men and women are eligible to claim Social Security benefits as early as age 62, but if you're fully insured, you can start claiming your benefits as early as age 50. If you're married but filing separately, each of your Social Security benefits will be included in your taxable income.
If you're still working and want to start claiming your benefits as early as possible, there are a few things you should know. The closer your retirement date is, the more you'll need to rely on your benefits. Claiming your benefits won't affect the amount of money you pay in taxes, but it will reduce the amount of money you get from your paycheck each week. If you're not sure how claiming your benefits will affect your taxes, reach out to your employer or the Social Security Administration.
There are a few things you can do to make the most of your Social Security benefits. By working together, you can figure out how much of your benefits each of you will be able to take and make sure you don't run out of money before you reach retirement. Claiming your benefits with your spouse can be a helpful way to make sure you have enough money saved up for retirement. If you have any questions about how to make the most of your Social Security benefits, please don't hesitate to reach out to your employer or the Social Security Administration. They're both great resources for getting started.
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